what is a deductible in health insurance

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What Is a Deductible in Health Insurance Explained for Beginners

Health insurance can sometimes feel confusing, especially when you encounter unfamiliar terms such as premiums, copayments, coinsurance, and deductibles. One of the most important concepts to understand when choosing a health insurance plan is the deductible. Many people purchase insurance without fully understanding how deductibles affect their medical costs, which can lead to unexpected expenses later. If you are new…